Monday, December 9, 2013

2013 Year Budget: November

For 2013 I am budgeting my clothing allowance based on the entire year. Sound crazy? Read more about it {here}

11/12 through 2013!? And I haven't fallen off the budget wagon yet? It's a frugalista miracle!
After realizing that I had $600 left in my year clothing budget to finish out November & December, I really thought that I would do some damage this month. But I actually had so much more fun shopping for everyone else & that seemed to keep the gimme gimmes away.
Everything that I purchased this month has been on heavy rotation - unfortunately, the weather here has not been cooperating for outfit picture taking, so you will just have to take my word for it.

Purchased: ShoeMint Ankle Strap shoes (used credits) $10 {worn here} // Old Navy fox sweater $19.97 {worn here} // J.Crew factory bow cardigan $68.60 {worn here} // J.Crew Factory baseball tee $24.15 // Forever21 shag vest $28.80 {see a Insta peek here} // Storets sequin leggings $32.40 (now on sale!) {worn here} // J.Crew plaid button down {worn here} $69.99

$253.91 spent - $85.60 (earned on Poshmark) = $168.31 net expense 

- January  $149.94
- February $241.71
- March $245.50
- April $187.37
- May $222.71
- June $405.46
- July $89.98
- August $264.15
- September $428.37
- October $153.49
- November $168.31
-Remaining =  $443.01

Thank goodness for Poshmark - a place where members can sell/trade items from their closet. I am having so much fun cleaning out my wardrobe making it a clean slate for 2014. I list new things every couple of days! If you need a reason to join, enter this code "HNDCJ" for a $5 credit when you sign up. And shop my closet {here}.

Unless I just really loose control in December, looks like I am going to have a clothing allowance surplus. I am already drafting up some "looking back" posts on what this year of spending taught me, so if you have any questions, shoot them my way! I would love to include them in my end of the year reviews!
Gifted: Wallis water color dress {worn here} // Boutique Onze blue dress {worn here} & striped dress {worn here// Leg Wear Loft leg warmers {worn here// Woodzee sunglasses {worn here// PB&J Boutique polka dot jacket {worn here// eShakti chevron skirt {worn here// Front Row Shop sweater {worn here// Skip ‘N Whistle tee {worn here} // Yuni Kelley Necklace {worn here} // Rakani watch {worn here}


How was your November budget? Are you over or under on the year spending? 
Any major purchases planned for December?

23 comments:

  1. Obsessed with so much of this....Sad I didn't end up getting the bow cardi and love those black heels!


    www.asequinloveaffair.com

    ReplyDelete
  2. I love the black shoes.

    Visit my blog: I AM JENNIYA
    P.S. I have on-going giveaway now sponsored by RoseWholesale.
    Click H E R E to join.
    Click H E R E to join.

    ReplyDelete
  3. this is an amazing idea!! i think it's great to budget, but never thought to do it this way!

    ReplyDelete
  4. Great finds! I really love the stripe skirt and heels!


    xo,
    miranda

    ReplyDelete
  5. What a great idea! I really need to learn how to budget more, i spend way too much as a college student! (Let's not talk about the times I've chosen shoes over a fulfilling grocery trip..haha)

    -Chelsea
    http://www.organizedxxmess.blogspot.com

    ReplyDelete
  6. What a wonderful idea. I need to do this starting in January. My husband will be thankful! :)

    http://thegrassskirtblog.com/2013/12/09/weekend-recap-sprout-moment/

    ReplyDelete
  7. I love that you broke down your budget, I really REALLY need to start doing that. I recently started on Poshmark and Threadflip too, I am obsessed!


    Vanessa

    ReplyDelete
  8. I think I really may make a clothing budget per month in the new year. It's seemed to work out so well for you (also, props for that girl!) Also next year I should have some discretionary money for clothing etc. Honestly I think it probably makes you spend LESS when you have a clear budget, and you're allowing yourself to invest in a few things!

    Also: LOVE the ShoeMint shoes. Seems like you've gotten a lot of wear out of them already, seems like a great staple for you!

    perfectly priya

    ReplyDelete
  9. Great job! You have proven that a new way of looking at budgeting can actually work! Love that bow sweater, I wish I had snagged it.



    Do you have any Poshmark tips? I've had items in my closet forever and I have only sold 2 things. Maybe the stuff I posted isn't great? Or maybe my prices are too high?



    -AJ
    FitTravelerAJ.com

    ReplyDelete
  10. Oh wow you are doing so good! Great job! and I love that fox sweater

    happymedley.blogspot.com

    ReplyDelete
  11. Oh my gosh you are seriously rocking this whole challenge! I should do something like this for 2014!


    www.theadoredlife.com

    ReplyDelete
  12. I let the bow cardi get away last year, so I wasn't letting it escape twice when I spotted it at the Factory store this month!
    xx

    ReplyDelete
  13. Once you start documenting your shopping expenses, it really changes the way you approach spending… best of luck!
    xx

    ReplyDelete
  14. Yay! I really like spreading my love of budgeting!
    xx

    ReplyDelete
  15. I definitely think that documenting my budget progress makes me more accountable & I ultimately end up spending less. Next year I am going to focus on more investments, now that I have so many of my basics covered.
    xx

    ReplyDelete
  16. Thanks lady! I have loved budgeting based on the year. Carrying it into 2014 for sure!


    As far as Poshmark goes, it is ultimately another SOCIAL media site. I took a very hands-off approach when I first started, just listing things and not checking back in on them. And as a result, had very few sales. Now I take a few moments each night to re-share some of my items so that they re-appear in my followers' feed, sharing things that I think my followers will enjoy from other's closets, and engaging with other Poshers through comments & likes. Being social has definitely increased the turnover of my closet, with 4 sales just this past weekend! Oh and people like seeing the items on - so I am slowly trying to find instances of me wearing the items on my blog & adding them to my listings...
    xx

    ReplyDelete
  17. I want that Shag/fur vest! Argh now that makes me want to get that fur shawl/scarf from j-crew!




    www.theworkette.com

    ReplyDelete
  18. This is such a great idea...love what you are doing here!

    Katie x

    http://www.missenchanting.co.uk/

    ReplyDelete
  19. This is such a great roundup, I really need to keep track of my purchased -- New Year's Resolution!

    x. Sabrina | Simply Sabrina

    ReplyDelete

Thank you for your comments, they make my day!!
xx